How does the Geotab Fleet Card prevent unauthorized fuel purchases?

The card remains locked until a driver unlocks it through the Geotab Drive app while parked at the merchant location. During purchase, the system verifies the vehicle's GPS location against merchant coordinates and checks that the vehicle's fuel tank has sufficient capacity for the purchase. If location or capacity data does not match, the transaction is declined.

What is the fraud guarantee, and who provides it?

The card offers a fraud guarantee of up to $250,000 for eligible accounts using telematics-verified transactions. This guarantee is provided by AtoB, the transportation payment company that operates the card alongside Geotab's telematics integration.

How much can fleets realistically save using this card?

Geotab's analysis of 419,000 diesel fill-ups across 660 U.S. fleets found that when drivers choose lower-priced fueling stations, they save approximately 32 cents per gallon or about $24 per fill-up. Over an estimated 200 annual fill-ups per truck, this translates to roughly $4,700 in annual savings per vehicle, though individual results vary based on fueling patterns and local price variations.

What other expenses can the fleet card cover beyond fuel?

The card can be used for on-road expenses including maintenance, tolls, parking, towing, and roadside assistance. Fleets can configure spending controls by dollar amount, time frame, location, and merchant category to manage all these expense categories.

Are there competitive alternatives to the Geotab Fleet Card?

Yes. WEX launched SecureFuel in July, combining fleet-card transactions with real-time vehicle data to prevent unauthorized purchases. Samsara released its Fuel Command Center in August, integrating fuel spending data with driver behavior tracking and location-based card controls through a partnership with Coast.

Technology & Innovation

Moderate

Geotab Fleet Card Tackles Fuel Fraud as Diesel Prices Surge

Oct 2, 2026

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The signal

Geotab has launched a fleet card integrated with telematics data to help trucking companies control fuel spending and prevent unauthorized purchases during a period of elevated diesel prices. The card uses vehicle location, fuel level, and merchant coordinates to verify legitimate purchases and can decline transactions that appear fraudulent.

This launch follows similar offerings from competitors WEX and Samsara, indicating a growing market trend toward connecting payment systems with vehicle data. The development addresses a significant pain point for fleets: diesel prices remain about 70 percent higher than the prior year, and price variation between nearby fueling stations can exceed 77 cents per gallon, representing potential savings or losses of approximately $4,700 per truck annually.

Geotab estimates that fuel fraud could cost a 500-vehicle Class 8 fleet roughly $2.19 million annually based on assumed fraud rates, making fraud prevention an increasingly urgent operational priority.

#transportation-costs

#cost-optimization

Frequently Asked Questions

What This Means for Your Supply Chain

Simulation Suggestion

this month

What if fuel fraud rates increase to 10 percent industry-wide?

Assume fuel fraud increases from the estimated 7 percent annual rate to 10 percent for a representative 500-vehicle Class 8 fleet with $31.3 million in annual fuel spending. Model the impact on total fleet operating costs and assess whether additional payment controls or monitoring systems become cost-justified.

Run this scenario

Simulation Suggestion

this month

What if adoption of telematics fleet cards reaches 30 percent market penetration?

Simulate a scenario where 30 percent of trucking fleets adopt telematics-connected payment systems. Assess the competitive and operational implications for fleets that do not implement such technology, including potential cost disadvantages in fuel purchasing, fraud detection, and access to fuel discount networks.

Run this scenario

Simulation Suggestion

strategic

What if diesel prices drop 15 percent but fraud prevention remains critical?

Model a scenario where diesel prices fall from the current $6.41 per gallon to $5.45 per gallon. Evaluate how this affects the ROI of implementing telematics-enabled payment controls and whether fleets continue to prioritize fraud prevention when fuel cost pressure diminishes.

Run this scenario

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